Net Credit Card Purchase Should be Careful

Survey shows there is a clear upward trend that more and more consumers tend to use credit cards do online shopping. Nevertheless, there are great leakage risks of credit card information which can not be ignored.     As an experienced e-commerce dealer, epathchina.com ( www.epathchina.com ) advises people to be sure to pay online in those well-known companies’ websites and third-party payment platform which have a good reputation to ensure that personal information and funds are not stolen.     According to "Visa e-commerce consumers Monitoring Report", a growing number of consumers of Asia-Pacific region are using the Internet to hunt treasures at on-line shop and auction site.   Mohamad Hafidz, Asia Pacific e-commerce executives of Visa said, "As the current economic downturn, the worldwide online merchants are carrying out a very attractive promotion, now is the best time to hunt online. No matter Small stuff or band products, online shopping is not only a good way to save money, but also to facilitate the consumers to enjoy browsing goods at home and abroad. "     Although the credit card purchasing online is able to save money, security issues are also most concerned by the cardholder. At present, more and more Web sites only require cardholders to provide credit card numbers, credit card validity and three-digit (CVV code) behind the card, and after a personal information checking, customers can do consumption without requiring the physical card and even a password.   However, oversea shopping sites basically adopt this way to pay. The professionals remind cardholders not to disclose their credit card numbers easily, especially the CVV code, because of it is equivalent to passwords while online transactions.     To guard against the risk of credit card online payment, Visa Company achieves to authenticate the cardholder for the first time all over the world via cell phone dynamic password when do online shopping, Visa cardholders of the Chinese mainland and China Taiwan region are the first group who experience this more secure online payment service.   Enhanced "Visa certification" service provides a dynamic password sent through messages to the cardholder's specified mobile phone in lieu of previous static password authentication.   Issuing banks verify the cardholder identity through this randomly generated one-time dynamic password, which makes online shopping more secure, and the cardholder need not remember their own passwords.   Even though the issue has improved a little, epthchina.com ( www.epathchina.com ) suggests consumers still should pay more attention to the securities. As most losses caused by the credit card information leak are from the holders’ carelessness.

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